• Loan against plot of land and industrial property ! Take advantage of your property


  • Loan to buy commercial property - Invest today ! Own your Office now


  • Working capital facility for your company for expansion, new projects and Trade Finance !

    Working capital facility

  • Loan against rental discounting at an attractive rate, tenor upto 15 years !


  • Foreclose your loan without any charges, transfer your high cost loan to lower ROI !

    Home Loan

  • Insure you and your family from all illness, ask for health insurance cover and protect your family

    Health Insurance

  • Get our car insurance offer from us - Door step service

    Auto Insurance

  • Get Project star rating for your real estate project from the rating agencies !

    Project Rating

  • 100% loan against your property value upto Rs.25 crs under SME scheme !


  • Business loan against residential property @ 11.25% floating upto Rs.25 crs !

    Loan against property

  • Register for Loan referral program online and multiply your income from today!

    Lead Referral

  • Invest in Real estate, pay 20% now and balance amount after posession of your flat

    Real Estate

  • Home loan for 30 years makes your emi affordable and easy to repay

  • Insure your life for Rs.1 crore at Rs.535.00 pm ! Secure your family !

    Term Insurance

  • Loan against property at 11.75% fixed for 5 yrs ! Limited time Offer !

  • Get a Unsecured Loan upto Rs.50 lacs and boost you business !

  • Builder finance at a very attractive rates !

    Builder Funding

  • Women home loan special offer @ 9.85% ! Limited period offer !

Credit Rating

A credit rating is an evaluation of the credit worthiness of a debtor, especially a business (company) or a government, but not individual consumers. The evaluation is made by a credit rating agency of the debtor's ability to pay back the debt and the likelihood of default. Evaluations of individuals' credit worthiness are known as credit reporting and done by credit bureaus, or consumer credit reporting agencies, which issue credit scores. Credit ratings are determined by credit ratings agencies. The credit rating represents the credit rating agency's evaluation of qualitative and quantitative information for a company or government; including non-public information obtained by the credit rating agencies' analysts. Credit ratings are not based on mathematical formulas. Instead, credit rating agencies use their judgment and experience in determining what public and private information should be considered in giving a rating to a particular company or government. The credit rating is used by individuals and entities that purchase the bonds issued by companies and governments to determine the likelihood that the government will pay its bond obligations. A poor credit rating indicates a credit rating agency's opinion that the company or government has a high risk ofdefaulting, based on the agency's analysis of the entity's history and analysis of long term economic prospects.

SME and Bank Loan ratings

MSME Rating is a comprehensive and independent third-party evaluation of the MSME. It takes into account the financial position and several qualitative parameters of the MSME that have a bearing on the creditworthiness of the entity. Adequate credit flow to MSMEs helps in driving the overall growth of the economy. Rating company facilitates this by undertaking an independent, third-party and comprehensive assessment of the overall conditions of MSMEs. MSME ratings aid in enhancing the credibility of the MSME units, facilitate growth and also serve as a tool for self evaluation and improvement.

Bank Loan Ratings are assigned to various long and short term bank facilities such as: project loans, working capital demand loans, cash credit facilities, term loans, and corporate loans and, also, to non - fund based facilities such as: bank guarantee and letter of credit. A bank loan rating is a forward looking indicator of the extent of risk with regard to timely payment of interest and principal of the bank facility rated.


Real Estate Star Projects - Why

The real estate Industry being highly fragmented with regional dynamics and smaller players is marred with a low level of Investor trust. Although the emergence of large corporate houses is bringing some level of transparency, there are no set benchmarks to differentiate one from another. A home buyer when looking at investing in a property is investing his entire life’s savings. Hence, there is an increasing need to distinguish real estate projects on parameters such as developer quality, his track record in the industry, timeliness of project completion, construction quality, financial prudence, amenities provided, legal aspects, etc. REAL ESTATE STAR RATING delves upon these critical aspects enabling investors and individuals to make informed decisions. It also helps in due diligence activities conducted by PE Investors and Banks during funding of the projects


Rating Companies undertakes the Real Estate Star Rating exercise by implementing its plethora of analytical expertise. The dedicated team undertakes an extensive assessment of the project based on information and documents provided by the client. The team also meets the client’s management and their project related teams, conducts site visit, analyses his past projects, assess the city and the project location along with project financial/ break-even analysis. The primary focus is to determine the quality of the particular real estate project. After analyzing the set parameters, a rating will be assigned and the project would be under surveillance throughout its tenure. Care, Crisil, Icra and Others gives the service to the developers.