• Loan against plot of land and industrial property ! Take advantage of your property


  • Loan to buy commercial property - Invest today ! Own your Office now


  • Working capital facility for your company for expansion, new projects and Trade Finance !

    Working capital facility

  • Loan against rental discounting at an attractive rate, tenor upto 15 years !


  • Foreclose your loan without any charges, transfer your high cost loan to lower ROI !

    Home Loan

  • Insure you and your family from all illness, ask for health insurance cover and protect your family

    Health Insurance

  • Get our car insurance offer from us - Door step service

    Auto Insurance

  • Get Project star rating for your real estate project from the rating agencies !

    Project Rating

  • 100% loan against your property value upto Rs.25 crs under SME scheme !


  • Business loan against residential property @ 11.25% floating upto Rs.25 crs !

    Loan against property

  • Register for Loan referral program online and multiply your income from today!

    Lead Referral

  • Invest in Real estate, pay 20% now and balance amount after posession of your flat

    Real Estate

  • Home loan for 30 years makes your emi affordable and easy to repay

  • Insure your life for Rs.1 crore at Rs.535.00 pm ! Secure your family !

    Term Insurance

  • Loan against property at 11.75% fixed for 5 yrs ! Limited time Offer !

  • Get a Unsecured Loan upto Rs.50 lacs and boost you business !

  • Builder finance at a very attractive rates !

    Builder Funding

  • Women home loan special offer @ 9.85% ! Limited period offer !

About Spectrum Consulting

Spectrumbizcredit.com is a loan advisory portal that gives you best loan deals. We specialize in arranging loans for self employed individuals, partnership firms, private limited companies, limited companies and salaried individuals. Spectrumbizcredit.com is founded by Mr. Debabrata Dey an ex-banker with 18 year of experience in banking & financial services and managed by trained Professionals from financial industries. We are associated with various leading banks, private financers and non banking financial institutions to provide fast and easy hassle free loans.

Spectrumbizcredit.com provides one window and tailor-made solutions for your unique loan requirement & needs. We assure the safety and privacy of the customer's personal details. The vision of Spectrum Consulting is to provide the best offer in relation to services such as documentation, rate of interest and loan quantum in a personalised manner tailor made for each customer all available under one roof.

spectrumbizcredit.com is the ultimate destination for every kind of Consumer finance solution. With support of our Finance Partners and efficient service Spectrum Consulting provides speedy loan and door step service at to their customers. Our trained staff takes care of all the documentation, application and other formalities.


“We intend to provide our customers with the best online loan enquiry experience from beginning to end, with a smart, searchable website, easy-to-follow instructions, clear and secure methods and fast, quality delivery.”

Our Values

We capitalize on our strengths by embracing the following values:

Stand by our words
We always keep promises - big or small. We work tirelessly to proactively address exceptional circumstances when we face challenges in keeping our commitments.

Valuing differences and respecting every clients
We are passionate about encouraging diversity and equal opportunity at Choice. We treat every person with respect and value his or her ideas and thoughts. We view constructive differences in opinion as learning opportunities and make decisions rationally.

Honour and develop expertise and apply it for the benefit of our customers
We value industry and functional expertise and recognize that our clients look to us to provide the best solutions.We make the investments needed to help our associates build and apply the expertise required.

Anticipate ideas and trends, not just follow them
Our success depends on ability to innovate and outdo the competition. We think deeply about the new trends that impact business and are not shy about developing new ideas and taking calculated risks to succeed in a rapidly changing environment. Being an early mover and anticipating trends are the keys to our success.

Recognize and fulfill our responsibilities to the communities around us
We are sensitive to the needs of the communities around us. We constantly look for ways to help them overcome challenges. Our contribution is an important corporate and individual priority